It is a real debit card processing program, not a cashless ATM program. Cashless ATM’s are currently being heavily scrutinized because ATM transactions are supposed to be just that – ATM transactions where cash is dispensed.

Cashiers do not have to round up the sale to the next $5 increment and then provide change to the customer. They can enter the exact sale amount with no change to the customer.

Even if you do decide to add a convenience fee or other surcharge at the end of the transaction to cover fees you still save the customer money because their bank will not charge them a foreign ATM fee (usually around $2.00). So, the program can be free for you as well as much cheaper for your card-paying customers. You could also decide to absorb the fee and make it free to your customers. The choice is yours.

You can choose to have the name of your business and not some nebulous finance company show up on your customers’ bank statements, thereby greatly reducing confusion and in some cases, charge backs.